My computer crashed and I do mean crashed hard. It was working perfectly fine, I got up went to the bathroom, and came back to the mouse not working. My first thought was 'crap, I killed the top case again.' As I had done it on my previous Mac. I did the first thing my IT guy (Aka hubby) tells me to do, restart. It didn't start back up. It gave me a grey screen with a flashing folder...so I did what any sane person would do. I searched it.
Somehow my bootfiles decided to go on vacation. Great, I know how to restore my computer, not a problem. Until the computer froze part of the way through, then decided that the hard drive didn't exist and wouldn't boot to a disk for a diagnostic. Well crap. My IT guy can't look at it until this weekend, so it's currently a paperweight without an operating system.
If at any point panic seized your heart and you asked "Did you lose everything?" You might want to reconsider your back up plan. The only thing I was in danger of losing was the two hours of work that may or may not have synced up to Dropbox and OneDrive (two different projects) before the computer crash. Compared to full manuscripts and 8 hours worth of edits, that's nothing. My husband recommends the 3-2-1 backup method.
Three backups total
Two different medias
One off site.
I have my writing backed up to dropbox and/or onedrive, both of which are offsite and can be accessed from any computer. Before my computer crashed, I was supposed to back up to an external hard drive, just in case. Sadly, I kept putting it off. Take a look at your set up right now. You may have a laptop, a desk top, or both. If one was to crash tomorrow, could you continue work? Unexpected things in life happen. I can't afford to take several days off or heaven forbid, several months off, because of a computer crash. I doubt you can too.
My husband has a desk top that I'm able to use while he's at work, his tablet is a desk top replacement. (I have an ipad, but because I use a particular software to write, I can't write on the iPad). After a few moments of OMG my computer crashed, what the hell am I going to do and my loving husband setting his computer up for me to work, it was taken care of. I discovered that I didn't lose any work, not even from that day and I was able to pick up where I left off. Our next step in the plan? Saving up money for a cheap laptop that will get me through until I can save up for another Mac. Sharing in our house is a challenge...we're both in school and I'm an author. You can imagine the fun.
So....what's your back up plan?